Deposit Products:
Dividends are paid from current income and available earnings after required
transfers to reserves at the end of the dividend period. The Dividend Rate and
Annual Percentage Yield are the prospective rates and yields that the Credit
Union anticipates paying for the applicable dividend period.
| |
Minimum
Balance |
Rate |
APY |
| Savings |
$25.00 |
1.00% |
1.01% |
| IRA |
$25.00 |
3.00% |
3.034% |
| IRA Certificate |
$500.00 |
| 6 month Certificate* |
$500.00 |
| 12 month Certificate* |
$500.00 |
| 24 month Certificate* |
$500.00 |
* Early Withdrawal Penalties apply
Fees
| NSF |
$25.00 |
| Overdraft |
$15.00 |
| Stop Payment |
$20.00 |
| Copies |
$2.00 |
| Statements |
$2.00 |
| Reconciliation |
$20.00/hour |
| Replacement Card |
$10.00 |
| PIN Change |
$5.00 |
| Counter Checks |
$2.00/8 checks |
| Check Cashing - non-member |
$5.00 |
| Wire Transfer Out |
$20.00 |
| Wire Transfer In |
$5.00 |
| Cashiers Checks |
$2.00 |
| Travelers Checks |
|
| One Signature |
No Charge |
| Two Signatures |
$1.00/100 |
| Gift Cheque |
$2.50 |
| Return Mail |
|
| Undeliverable |
$5.00 |
| Re-mailed |
$1.00 |
Loan Products
NASCU number one goal is service to its members. As a full-service financial
institution, we do our best to provide you with the most competitive rates
around. Please call for today's rates on your next purchase
.
| Description |
Max Amount |
Max Term |
| Auto Loans |
|
|
| New |
100% of Purchase |
up to 60 months
72 months |
| Used |
NADA |
up to 60 months |
| Signature/Personal |
$10,000.00 |
60 months |
| Visa Classic |
$5,000 |
|
| Visa Gold |
$10,000 |
|
| Share Secured |
Deposit Amount |
Term |
|